Firepay is a web-based account that you can use like a credit card for online purchases for US bank account holders. With Firepay you can start using your funds as quickly as 2 minutes. You also have a detailed statement which you can access online. You also have real time access to your funds, which means no waiting for funds to clear. You fund your Firepay account with your bank account. To open a firepay account visit www.firepay.com to find out more.